AFS & Associates Pty Ltd


General Overview

About AFS & Associates

Based in Bendigo, AFS & Associates is a team of highly skilled, professional financial accountants and advisors with a wealth of experience gained through working with a range of leading businesses and organisations in Melbourne, across regional Victoria and interstate.

It is important your accountant fully understands the complexities of accounting legislation, stays on top of any changes and keeps abreast of the news in a constantly changing financial landscape.

Their team has a vast working knowledge of the latest business and industry accounting issues and can use this to gain the best outcomes for you personally, or for your business.

Their dedication to personal and quality service and helping their clients achieve good financial outcomes is proven in the significant growth of their client base since their establishment. They would be delighted to discuss the possibility of working with you on building your financial strengths.


Taxation Services


AFS has a team of skilled professionals who can assist with all your taxation and accounting needs. They’ll take care of your tax obligations and can identify practical, effective strategies to achieve the best possible outcome for you in the future.

  • General Taxation
  • Compliance with ATO Legislation
  • Tax Advice and Planning
  • Fringe Benefits Tax
  • Capital Gains Tax
  • Goods and Services Tax
  • Payroll Tax
  • PAYG Withholding

Audit Services

AFS has one of the largest dedicated audit and assurance service teams in Bendigo. As experts, they provide independent credibility to your financial statements, professional advice to management and solutions to improve systems and performance. The AFS audit methodology focuses on key financial areas and provides clients with constructive ideas for improving internal control and business systems. They take the time to understand your business needs and help you identify the major risks and opportunities beyond the traditional financial reporting function.

  • External Audit
  • Internal Audit
  • Risk Assessments
  • Assurance Services
  • Probity Audit
  • Due Diligence
  • Information Technology Audits
  • Special Investigations
  • Systems Reviews
  • Compliance Reviews

Business Services

AFS has a motivated, committed team who can add value to your business. They can provide assistance and support to help you improve the performance of your business and achieve your short and long-term goals. The AFS team has the skills and expertise to provide ongoing support in the financial management of your business and to help put strategies in place to maximise your future wealth.

  • Analysis and Planning
  • Performance Measurement
  • Financial Statement Preparation
  • Strategic Business Review
  • Business Benchmarking (comparison with Industry Averages)
  • Estate and Succession Planning
  • Business Sale and Acquisition
  • Project Management
  • Cash Flows and Budgets
  • Stock, Debtor and Creditor Control
  • Software Training and Systems Advice (Quickbooks and MYOB accredited)
  • Bank and Finance Submissions
  • Subsidies and Government Grants
  • Business Feasibility Studies
  • Preparation of Accounts
  • Valuations
  • Due Diligence on Acquisitions
  • Share Splits and Subsequent Capital Raising
  • Effective Business Structures
  • Budgeting, Forecasting and Performance Monitoring
  • Developing Business Goals, Objectives and Strategies

Services to Community Bank® Companies

SR-XASX-AFSAFS & Associates have assisted almost 150 communities in various stages of their work to introduce a Community Bank® to their town or suburb, and helped raise over $110 million in capital to establish these branches. This makes us the most experienced and qualified consultants in the country in relation to Community Bank® surveys.

  • Community Survey
  • Preparation of Prospectus
  • Audit of Accounts
  • Preparation of Accounts
  • Adhoc Advice
  • Valuations
  • Due Diligence on Acquisitions
  • Share Splits and Subsequent Capital Raising
  • Share Register
  • Secretarial Service

Financial Planning

SR-XASX-AFSAFS & Associates and Genesys Wealth Advisers can work together to help you achieve the wealth creation to reach your future goals.

Together, they can build the financial wealth that lets you enjoy the truly important things in life.

They highly recommend Genesys for Financial Planning.

  • Financial Planning
  • Share Purchase
  • Self Managed Super Funds
  • Investment Plans and Strategies
  • Wills and Probate
  • Insurance and Life Insurance

Share Registry

AFS have substantial share registry experience in a wide variety of public and private entities.

Theyare a regional business with significant listed company and “large firm” experience and clients in every state and territory of Australia. They provide cost effective service and support without compromising the quality of service that you receive.

They have a committed and responsive team with experience, professional expertise and awareness.

They have extensive knowledge gained from working with nearly 200 Community Banks. From the first phone call through to opening the branch door, making profits, paying tax and distribution of monies through dividends and community grants they take the stress away from Directors in the area of financial compliance.

They provide the following share registry services to their private and public company clients:

  • Attendance to Shareholder Requests/Enquiries
  • Electronic Lodgement of ASIC Forms
  • Employee Share and Option Plan Services
  • Preparation and Payment of Dividends/Distributions
  • Provision of Forms to Shareholders for Changes/Transfers
  • Reissue of Lost Certificates
  • Share Transfers
  • Shareholder Changes (including name, address)
  • Shareholder Communications

Website Links

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Contact Info

AFS & Associates Pty Ltd

61-65 Bull Street

7 Ventnor Avenue
West Perth,

61-65 Bull Street

Australia, 3550

Phone:+61 3 5443 0344
Fax:+61 3 5443 5304