Residential Loans

What are Residential Loans?

Residential loans are loans for the construction of a property on a block of land. This is usually to buy a house and land or unit. The lender (usually a bank) will use the expected value of the house and land package as the security for the loan.

Why have a Residential Loan?

Residential Loans enable you the investor, to have the ability to own a property over time. Paying back your loan is a form of ‘forced savings’ that has been shown to be much easier than trying to save for the entire amount of the property. Along with this it is most common for the property to increase in value at a greater rate than inflation meaning you are creating wealth.




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